January is traditionally one of the busiest holiday booking periods for travel companies, as UK families attempt to free themselves from thoughts of the cold British winter by planning ahead for their summer vacation.
Searching for a holiday within your bad credit budget can be tough and many people miss out on the real bargains.
“2010 was a tough year for tourism within certain countries and for some tour operators. There will certainly be holiday cash bargains to look out for this summer.”
Although a holiday in these bad credit times may be considered an unwise move by a small minority, escaping on holiday is something which many of us simply have to do, according to the head of a leading tour operator.
Christine Donnelly, head of Ireland at Falcon Holidays, part of the TUI Travel PLC Group, has claimed that despite another financially tough year, people still feel the need to swap their home-life for an escape to the sun.
“There are various options available to help people get the best value for their travel money,” said Mr James of Bad Credit Loans 4 You.
Below are a few ways in which you can make your holiday money go further:
Research
Make sure you understand the total cost of your holiday, especially if you are putting your own package together.
“Some companies offer an all-inclusive price, whereas others charge extra travel money for check-in, baggage allowance, in-flight meals and transfers,” said Mr James, of Bad Credit Loans 4 You.
Deposits
Instead of taking out holiday finance or holiday credit to pay for your trip in one go, some companies allow you to put down a small deposit and pay off your holiday in stages.
“If you plan on paying off your holiday in installments before you leave, make sure you factor it into your budget as you don’t want to fall short and lose your deposit,” warned Mr James, of Bad Credit Loans 4 You.
“You’ll also need to ensure you save extra for any holiday spending money and a small amount of travel cash if there is a delay at the airport.”
Off-peak Travel
If you can be flexible with your travel dates, then by going on a summer holiday out of peak season, you can save a good chunk of the money for travel expenses that you have set aside.
Mr James, of Bad Credit Loans 4 You, said; “There’s still some great weather to be found abroad in May, June, September and October, plus you can make the most of the UK summer too.”
If you want to get two weeks away, then booking a bargain week either side of the peak summer holiday season will save you money and allow you extra time to save your money to travel in-between.
Early-bird Offers
If you can’t be flexible with your dates, then it’s best to take advantage of the early booking offers rather than leave it late and risk disappointment.
Many of the big tour operators offer free child places, couples discounts, single parent savings and room upgrades.
These are mostly offered on a first-come-first-served basis or if the holiday is booked by a certain date, so it’s important you get your holiday spending money sorted as early as possible to take advantage.
Entertainment
Keeping the kids happy whilst on holiday can be a big task, but a resort which includes a free kids-club is priceless.
Most tour operators provide resorts with professionally trained and qualified staff, allowing parents to relax and spend some time by themselves.
“It’s not just a holiday for the kids, but it’s a holiday for you as well,” stated Mr James, of Bad Credit Loans 4 You.
“Paying for trips each day and other ways to keep the kids amused can really add up, so a kids-club can be a load off your mind, and your wallet.”
Local costs
When looking for a holiday on finance or a holiday on credit, it’s important to factor in how much you intend to spend whilst you’re at the resort.
This is difficult unless you do some research into the local cost of food and drink.
Visit Tripadvisor and enter your holiday destination under the restaurant’s section to discover places which are popular and also how much they charge.
The pound is not doing as well against the Euro as it once was, but places like Bulgaria and Turkey offer great resort value and can make your holiday spending money stretch further.
All-inclusive Upgrades
All-inclusive holidays are becoming more popular as British families look to make savings on their holiday money.
Most food and drink is included in the price of the holiday, which can be a great way to manage the amount of holiday cash you need to take, especially if you’re travelling with children.
“Make sure you check with your rep on resort as to exactly what is and what isn’t included in the all-inclusive deal,” warned Mr James, of Bad Credit Loans 4 You.
“Some places offer more than others and it’s easy to order the wrong things and end up having to get extra holiday cash to pay for them.”
Currency
If you decide to use a credit card or debit card whilst on holiday, many retailers, restaurants and sometimes cash machines give you the option to use sterling or the local currency.
“By choosing sterling, you allow the retailer or bank to convert it to the local currency, without knowing the exchange rate on offer,” said Mr James, of Bad Credit Loans 4 You.
“Always opt for the local currency, so any charges or exchange rates are ones your bank will perform, something so you can find out about before you leave.”
“It may only seem small, but if you use your card on numerous occasions, then the exchange rate and additional charges will add up and reduce the amount of holiday cash you have left to enjoy yourself.”
Bad Credit Loans 4 You helps out people who fear they have been blacklisted because of past poor credit history which could include CCJ’s and defaults, arrears, late credit card payments or repossession.
Bad Credit Loans 4 You holds a Consumer Credit Licence issued by the Office of Fair Trading.
Bad Credit Loans 4 You is also covered by the Financial Ombudsman.
Bad Credit Loans 4 You is also registered with the Information Commissioner’s Office for Data Protection.
For help, phone 0800 011 4503 or visit
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Loans 4 You of London Ltd
Innovation Centre
Monks Brook
PO30 5WB
United Kingdom
Tel: 0800 011 4503
Bad Credit Loans 4 You was formed in order to ensure people with bad credit had access to specialist help in securing the bad credit loans they need.
From its UK head office in Monks Brook, Loans 4 You operates across Britain, sourcing bad credit loans for people with bad credit.
Bad Credit Loans 4 You holds a Consumer Credit Licence issued by the Office of Fair Trading.
Bad Credit Loans 4 You is also covered by the Financial Ombudsman.
Bad Credit Loans 4 You is also registered with the Information Commissioner’s Office for Data Protection.
